Is post dating checks illegal in florida
I postdated my check because I didn’t want to miss the due date, and I intended to transfer the funds closer to the date I wrote on the check.
Just a day or two after I mailed the check, it was cashed – a full two weeks before the check was dated.
Once you sign a check, it can legally be cashed – regardless of the date you wrote on it – by the payee.
There is a way to prevent the payee from cashing the check before the date: providing reasonable notice to your bank.
If you do accept it, you should check with your bank to see if they can process the check before the date on the check.
According to this e article, you should first ask your bank manager about waiving any fees.
If that doesn’t work, recuperating your losses may require a consultation with an attorney.
A few weeks ago, however, I wrote a check and got a nasty surprise in my bank account.
After the initial period of panic, grief and anger toward the bank and the person who had cashed the check, I did some serious digging into the regulations surrounding postdated checks.